Bank Prime Rate at 5%
Bank Mortgage Plan Annual Interesting Rate Cash Rebate Maximum Loan Period Prepayment Penalty Period (Yr)
HSBC
27488080
Plan 1. P-2.1% to 2.4% for the entire repayment period if loan amount more than $1M 2.6% – 2.9% 0.2% – 0.5% - 3
Plan 2. Loan amount more than $1M, HIBOR +2.3% to 2.7%, for 1 month, interest rate ceiling at P-2.25%, whichever is lower - 0.2% – 0.5% - 3
Hang Seng Bank Limited
27102288
As the case may be ——–
As the case may be ——–
Bank of China (Hong Kong)
36693233
Plan 1. P-2% to 2.5% for the entire repayment period if loan amount more than $0.5M 2.5% – 3% - 30 3
Plan 2. HIBOR +2.4% to 2.9% or P-2% if loan amount more than $0.5M - 30 3
Nanyang Commercial Bank Ltd
26222633
Plan 1. HIBOR+2.5%or P-2% if loan amount more than $1M - 0.3% – 0.6% - 3
Plan 2. P-2.5% for the entire repayment period if loan amount more than $1M 2.5% 0.3% – 0.6% - 3
Bank Prime Rate at 5.25%
Bank Mortgage Plan Annual Interesting Rate Cash Rebate Maximum Loan Period Prepayment Penalty Period (Yr)
Citic Bank International
2287 6767
Plan 1. P-2% to 2.5% for the entire repayment period if loan amount more than $1.5M 2.75% – 3.25% 0.3% 35 3
Plan 2. 1 month or 3 month HIBOR+2.4% to 2.8%, interest rate ceiling at P-2.4% if loan amount more than $1.5M - - 35 3
Fubon (HK) Bank
2806 7222
Plan 1. P-3.1% for the entire repayment period if loan amount more than $1M 2.15% 1% 30 3
Plan 2. HIBOR+3% to 3.25%, interest rate ceiling at P-1.75% to 2% - 0.3% – 0.5% 30 3
ICBC (Asia) Ltd
2534 3000
Plan 1. P-3.1% for the entire repayment period 2.15% 1% 30 2
Plan 2. HIBOR+2.5% to 2.8%, interest rate ceiling at P-1.9% to 2.35%, whichever is lower - - 30 2
Dah Sing Bank, Limited
2828 8000
Plan 1. P-3.1% for the entire repayment period d if loan amount more than $1M 2.15% 1% 30 3
Plan 2. HIBOR+2.4% to 2.9%, interest rate ceiling at P-2.25% if loan amount more than $2M - 0.3% – 0.5% 30 3
Plan 3. P-2.7% for the entire repayment period if loan amount more than $1.5M 2.55% 0.8% 30 3
Standard Chartered Bank
2886 8855
Plan 1. P-2% to 2.4% for the entire repayment period d if loan amount more than $1M 2.85% – 3.25% 0.8% – 1% 30 1-3
Plan 2. HIBOR+2.5% to 3% if loan amount more than $1M, interest rate ceiling at P-2% to 2.35%, whichever is lower - 0.2% – 0.5% 30 3
The Bank of East Asia
3608 8686
Plan 1. HIBOR+2.4% to 2.9%, interest rate ceiling at P-2.25% if loan amount more than $0.8M - 0.2% 30 0.5
Plan 2. P-2.1% to 2.6% for the entire repayment period if loan amount more than $0.8M 2.65% – 3.15% 0.2% 30 3
Shanghai Commercial Bank Ltd
2841 5461
Plan 1. P-1.75% for the entire repayment period 3.5% - - 1
Wing Hang Bank
3199 9188
Plan 1. P-2.5% to 2.75% for the entire repayment period if loan amount more than $0.5M 2.5% – 2.75% 1% 30 3
Plan 2. HIBOR+2% to 2.5%, interest rate ceiling at P-2.25% to 2.5%if loan amount more than $1M - 0.6% 30 3
China Construction Bank (Asia)
2805 2383
Plan 1. P-1.75% for the entire repayment period if loan amount less than $1M 3.5% - 25 1
Plan 2. P- 2.25% for the entire repayment period if loan amount more than $1M 3% 1% 25 1
Citibank (Hong Kong) Limited
8128 3311
Plan 1. P- 2.3% to 2.7% for the entire repayment period if loan amount more than $1M 2.55% – 2.95% 0.5% 30 3
Plan 2. HIBOR+2.5% to 3% if loan amount more than $1M, interest rate ceiling at P-2%, whichever is lower - 0.3% 30 3
Plan 3. P- 2.3% to 2.7% for the Home Smart entire repayment period if loan amount more than $1M 2.55% – 2.95% 0.5% 30 3
Plan 4. P-2.7% for the first three years, Afterthat is P-2.6% First three years: 2.7%

Afterthat: 2.65%

- 30 3
Wing Lung Bank
2826 8222
Plan 1. P- 2.3% to 2.7%for the entire repayment period if loan amount more than $1M 2.55% – 2.95% 0.5% 30 3
Plan 2. HIBOR+2.25% to 2.75%, interest rate ceiling at P-2% if loan amount more than $1M - 0.2% 30 3
DBS Bank (Hong Kong) Limited
2961 2288
Plan 1. P-1.5% to 1.75% for the entire repayment period if loan amount more than $1M to $3 M 3.5% – 3.75% 0.9% 30 3
Plan 2. P-2% for the entire repayment period if loan amount more than $3M 3.25% 0.9% 30 3
Bank of Communications
2269 9699
Plan 1. P- 2.4% to 3.1% for the entire repayment period if loan amount more than $0.5M 2.15% – 2.85% 0.7% – 1% 30 3
Plan 2. HIBOR+2.1% to 2.7%, interest rate ceiling at P-2.2% to 2.7% if loan amount more than $1M - 0.7% – 1% 30 3
National Australia Bank
2826 8163
Plan 1. Loan amount more than $1M, HIBOR+1.5% for the entire repayment period, interest rate ceiling at P-2.75% - - - 2
Chong Hing Bank Limited
3768 6888
Plan 1. P-2.3% to 2.7% for the entire repayment period if loan amount more than $0.8M 2.55% – 2.95% 0.5% 30 2
Plan 2.Loan amount more than $0.8M, 1 month or 3 month HIBOR+2.2% to 2.85%, interest rate ceiling at P-2.5%, whichever is lower - 0.2%-0.5% 30 3