按揭利率

按揭利率

Bank Prime Rate at 5%
Bank Mortgage Plan Annual Interesting Rate Cash Rebate Maximum Loan Period Prepayment Penalty Period (Yr)
HSBC 27488080 Plan 1. P-2.1% to 2.4% for the entire repayment period if loan amount more than $1M 2.6% - 2.9% 0.2% - 0.5% - 3
Plan 2. Loan amount more than $1M, HIBOR +2.3% to 2.7%, for 1 month, interest rate ceiling at P-2.25%, whichever is lower - 0.2% - 0.5% - 3
Hang Seng Bank Limited 27102288 As the case may be --------
As the case may be --------
Bank of China (Hong Kong) 36693233 Plan 1. P-2% to 2.5% for the entire repayment period if loan amount more than $0.5M 2.5% - 3% - 30 3
Plan 2. HIBOR +2.4% to 2.9% or P-2% if loan amount more than $0.5M - 30 3
Nanyang Commercial Bank Ltd 26222633 Plan 1. HIBOR+2.5%or P-2% if loan amount more than $1M - 0.3% - 0.6% - 3
Plan 2. P-2.5% for the entire repayment period if loan amount more than $1M 2.5% 0.3% - 0.6% - 3
Bank Prime Rate at 5.25%
Bank Mortgage Plan Annual Interesting Rate Cash Rebate Maximum Loan Period Prepayment Penalty Period (Yr)
Citic Bank International 2287 6767 Plan 1. P-2% to 2.5% for the entire repayment period if loan amount more than $1.5M 2.75% - 3.25% 0.3% 35 3
Plan 2. 1 month or 3 month HIBOR+2.4% to 2.8%, interest rate ceiling at P-2.4% if loan amount more than $1.5M - - 35 3
Fubon (HK) Bank 2806 7222 Plan 1. P-3.1% for the entire repayment period if loan amount more than $1M 2.15% 1% 30 3
Plan 2. HIBOR+3% to 3.25%, interest rate ceiling at P-1.75% to 2% - 0.3% - 0.5% 30 3
ICBC (Asia) Ltd 2534 3000 Plan 1. P-3.1% for the entire repayment period 2.15% 1% 30 2
Plan 2. HIBOR+2.5% to 2.8%, interest rate ceiling at P-1.9% to 2.35%, whichever is lower - - 30 2
Dah Sing Bank, Limited 2828 8000 Plan 1. P-3.1% for the entire repayment period d if loan amount more than $1M 2.15% 1% 30 3
Plan 2. HIBOR+2.4% to 2.9%, interest rate ceiling at P-2.25% if loan amount more than $2M - 0.3% - 0.5% 30 3
Plan 3. P-2.7% for the entire repayment period if loan amount more than $1.5M 2.55% 0.8% 30 3
Standard Chartered Bank 2886 8855 Plan 1. P-2% to 2.4% for the entire repayment period d if loan amount more than $1M 2.85% - 3.25% 0.8% - 1% 30 1-3
Plan 2. HIBOR+2.5% to 3% if loan amount more than $1M, interest rate ceiling at P-2% to 2.35%, whichever is lower - 0.2% - 0.5% 30 3
The Bank of East Asia 3608 8686 Plan 1. HIBOR+2.4% to 2.9%, interest rate ceiling at P-2.25% if loan amount more than $0.8M - 0.2% 30 0.5
Plan 2. P-2.1% to 2.6% for the entire repayment period if loan amount more than $0.8M 2.65% - 3.15% 0.2% 30 3
Shanghai Commercial Bank Ltd 2841 5461 Plan 1. P-1.75% for the entire repayment period 3.5% - - 1
Wing Hang Bank 3199 9188 Plan 1. P-2.5% to 2.75% for the entire repayment period if loan amount more than $0.5M 2.5% - 2.75% 1% 30 3
Plan 2. HIBOR+2% to 2.5%, interest rate ceiling at P-2.25% to 2.5%if loan amount more than $1M - 0.6% 30 3
China Construction Bank (Asia) 2805 2383 Plan 1. P-1.75% for the entire repayment period if loan amount less than $1M 3.5% - 25 1
Plan 2. P- 2.25% for the entire repayment period if loan amount more than $1M 3% 1% 25 1
Citibank (Hong Kong) Limited 8128 3311 Plan 1. P- 2.3% to 2.7% for the entire repayment period if loan amount more than $1M 2.55% - 2.95% 0.5% 30 3
Plan 2. HIBOR+2.5% to 3% if loan amount more than $1M, interest rate ceiling at P-2%, whichever is lower - 0.3% 30 3
Plan 3. P- 2.3% to 2.7% for the Home Smart entire repayment period if loan amount more than $1M 2.55% - 2.95% 0.5% 30 3
Plan 4. P-2.7% for the first three years, Afterthat is P-2.6% First three years: 2.7% Afterthat: 2.65% - 30 3
Wing Lung Bank 2826 8222 Plan 1. P- 2.3% to 2.7%for the entire repayment period if loan amount more than $1M 2.55% - 2.95% 0.5% 30 3
Plan 2. HIBOR+2.25% to 2.75%, interest rate ceiling at P-2% if loan amount more than $1M - 0.2% 30 3
DBS Bank (Hong Kong) Limited 2961 2288 Plan 1. P-1.5% to 1.75% for the entire repayment period if loan amount more than $1M to $3 M 3.5% - 3.75% 0.9% 30 3
Plan 2. P-2% for the entire repayment period if loan amount more than $3M 3.25% 0.9% 30 3
Bank of Communications 2269 9699 Plan 1. P- 2.4% to 3.1% for the entire repayment period if loan amount more than $0.5M 2.15% - 2.85% 0.7% - 1% 30 3
Plan 2. HIBOR+2.1% to 2.7%, interest rate ceiling at P-2.2% to 2.7% if loan amount more than $1M - 0.7% - 1% 30 3
National Australia Bank 2826 8163 Plan 1. Loan amount more than $1M, HIBOR+1.5% for the entire repayment period, interest rate ceiling at P-2.75% - - - 2
Chong Hing Bank Limited 3768 6888 Plan 1. P-2.3% to 2.7% for the entire repayment period if loan amount more than $0.8M 2.55% - 2.95% 0.5% 30 2
Plan 2.Loan amount more than $0.8M, 1 month or 3 month HIBOR+2.2% to 2.85%, interest rate ceiling at P-2.5%, whichever is lower - 0.2%-0.5% 30 3